Create, manage, and optimize your insurance solutions with Garanty Affinity.

A technology suite designed to reinvent insurance across the Middle East and Africa, fast, modular, and powered by AI.

Reinventing B2B2C Insurance,
where innovation meets experience.

Reinventing B2B2C Insurance, where innovation meets experience.

At Garanty, we have been shaping a new way of designing insurance for several years, smoother, more transparent, and truly human-centered.

With Affinity, we are taking this vision a step further, a natural extension of that experience, by combining technological innovation, artificial intelligence, and deep market understanding across the Middle East and Africa.

Together, Garanty and Affinity are building a unique ecosystem where every player, from risk carrier to distributor, can create, manage, and evolve insurance products with agility and confidence.

Backed by the operational expertise of www.garanty.tn, the Garanty Affinity platform places data and user experience at the heart of performance, transforming the way insurance is designed, delivered, and experienced.

Our Markets

Present at the heart of the MENA region

Garanty Affinity supports its partners across the Middle East and Africa, as well as in the GCC countries:

Why Choose Garanty Affinity

More than a partner, an accelerator of insurance growth

Local Agility, Global Technology

An approach designed for African and GCC markets, combining local proximity with international innovation.

AI-Driven Insurance

A fast, predictive, and fully transparent decision-making technology.

Unified Experience

A single space to manage everything from design and underwriting to claims and data, with complete simplicity.

Trust and Compliance

Driven by Garanty regulatory expertise, a certified and recognized player in the insurance industry.

At Garanty Affinity,
technology also serves the planet.

At Garanty Affinity, technology also serves the planet.

  • Our algorithms prioritize local repair, reducing up to 40% of logistics emissions and limiting electronic waste.
  • Aligned with the United Nations Sustainable Development Goals (UN SDG 12), our approach promotes responsible and measurable consumption.
  • By 2025, our projected impact exceeds 630 tons of CO₂ avoided, the equivalent of 30,000 trees planted across the MENA region.
  • A more sustainable and responsible insurance model, where every claim becomes an opportunity for positive impact.

We imagine and co-create products
that generate value

We imagine and co-create products that generate value

At Garanty Affinity, we believe that insurance goes beyond protection. It is an experience to be shaped around real life, everyday habits, and the aspirations of every customer.

We observe social trends to design connected solutions for new lifestyles, including smart mobility, circular economy, sustainable well-being, digitalization of uses, and personalized journeys.

Each product becomes a complete ecosystem linking technology, data, and customer experience to create tangible and measurable value while supporting the growth of our partners across African and Middle Eastern markets.

Garanty Affinity, where insurance meets innovation and humanity.

1. Insurance and Technology Expertise

At Garanty Affinity, we combine the precision of insurance expertise with the power of advanced technologies.
Our know-how is built on years of experience in the design, operation, and optimization of innovative insurance products.
Every solution is designed to be agile, transparent, and high-performing, supporting the growth of our partners.

2. A Platform, an Entire Ecosystem

2. A Platform, an Entire Ecosystem

We have developed a complete digital environment that covers the entire value chain, from product design to customer management, including distribution and claims.
Our modular approach allows each technological component to be easily integrated according to the specific needs of the market or the partner.

3. Data Intelligence at the Heart of Decision-Making

3. Data Intelligence at the Heart of Decision-Making

Artificial intelligence and data are at the core of our expertise.
They enable us to automate processes, anticipate risks, and personalize every interaction.
The result is a more responsive, smarter insurance experience aligned with real customer expectations.

4. Lasting Impact on Emerging Markets

4. Lasting Impact on Emerging Markets

We operate at the heart of African and GCC markets with a deep understanding of local realities.
Our mission is to make insurance accessible, inclusive, and value-creating for communities and businesses.
Garanty Affinity embodies a new generation of insurtech where innovation, trust, and humanity come together to sustainably transform the industry.

Our Partners