We’ve broken down the process into 4 clear, dynamic phases that turn complexity into continuous movement.
Each step brings you closer to a tailor-made, compliant, and performance-ready product.
Everything starts with listening and understanding.
Our teams immerse themselves in your world to identify your needs, goals, and market specificities.
Together, we define the vision, use cases, and project roadmap through a smooth and collaborative digital onboarding.
Objective: Build a clear, shared foundation before design begins.
We co-design your insurance product with a dedicated team of experts.
From pricing to coverage, each component is developed via API and validated in real time.
Documentation and compliance are integrated from the start to ensure transparency and efficiency.
Objective: Bring to life a tailor-made product, ready to integrate.
Your product goes live through seamless integration into your digital environment.
We configure your white-label sales funnels, customer journeys, and management tools.
Our plug & play infrastructure automates distribution, subscription, and claims management.
Objective: A fast, controlled, and fully operational launch from day one.
Once your product is live, we stay by your side.
Our monitoring tools analyze real-time performance, optimize processes, and enhance customer satisfaction.
From claims management to technical support, we help you grow your portfolio with continuous improvement.
Objective: A sustainable, high-performing experience centered on customer value.
Insurance reimagined simple, smart, and always in motion.
One method. One team. One promise: the flow of success.
Insurance should be simple to design, easy to deploy, and intelligent to manage.
FLOW brings together technology, expertise, and collective intelligence within a single methodology.
A structured, collaborative, and customer-centric approach that helps every partner create and operate high-performing insurance products tailored to their market and their clients’ needs.
Modular architecture and product design focused on value.
API-first, no-code/low-code, enabling fast and seamless integration.
Automation, continuous compliance, and high operational performance.
Dashboards, predictive analytics, and continuous optimization.
Retail, fintech, mobility, embedded insurance, or e-commerce our know-how adapts to every environment.
We speak our partners’ language, bringing personalized integration and a shared commitment: turning every product into lasting success and customer value.
Artificial intelligence enhances our ability to analyze, predict and automate.
But it is human expertise that ensures accuracy, creativity and sound judgment.
The FLOW know-how is the alliance between technological precision and human understanding serving a smarter, more agile and more relevant insurance experience, closer to real needs.
Garanty Affinity is an insurtech startup specializing in affinity insurance.
As an insurance product designer and underwriter, Garanty Affinity develops innovative, tailored solutions to support its partners and clients throughout the entire lifecycle of their products and services.
Our mission is to make insurance more accessible, transparent, and aligned with the real needs of consumers through a modern technological approach and recognized expertise in designing high-performance affinity coverage.
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